Motor clubs and dispatch networks are the steadiest volume most tow companies can get — and the lowest-paying work per job. Here’s who the real nationwide networks are, how to sign up with each one, and what to watch for before you sign.
You apply to each network’s service provider program separately. There is no single application that gets you into all of them. The big nationwide ones are Agero, Nation Safe Drivers (NSD), AAA (through your regional club), Allstate Roadside, and HONK, plus RV-focused clubs like Good Sam and Coach-Net. Every one of them sets its own rates, its own response-time rules, and its own contract terms — and none of them publish their rate schedules.
Read this whole page before you sign anything. The volume is real. So are the tradeoffs.
Thinking about signing with a network? Message Ryan first. I'll make sure your policy meets the network's insurance requirements — and that the network is named on your certificate if the contract requires it — before you sign.
Motor club vs. B2B dispatch network: what’s the difference?
The terms get used interchangeably, but they describe two different businesses:
A motor club sells memberships to drivers (AAA, Allstate Motor Club, Good Sam). When a member breaks down, the club dispatches a tow company from its provider network and pays for the covered service. The driver is the club’s customer; you are the club’s contractor.
A B2B dispatch network sells roadside assistance as a white-label service to insurance companies, automakers, fleets, and rental companies (Agero is the biggest). The driver usually never sees the network’s name — they call their insurance company or automaker, and the network dispatches you. The client is a business; you are still the contractor.
From your side of the hook, the work feels the same: a dispatcher sends you a job, you run it, you get paid on the network’s terms. The distinction matters because B2B networks tend to carry more volume and more performance tracking, while motor clubs tend to be more regional in how they operate (AAA especially).
How to get signed up: the general process
Every network runs its own version of this, but the shape is the same everywhere:
Apply. Fill out the network’s provider application (links in the list below). Expect to provide your business info, service area, truck list, and coverage limits.
Get vetted. The network checks your insurance certificates, business license, equipment, and usually runs background checks on owners and drivers. AAA explicitly requires background checks; other networks vary.
Sign the contract and rate schedule. This is the step most operators rush. The contract sets your per-job rates, response-time requirements, GOA policy, chargeback rules, and termination terms. Get it in writing and read it before you sign. If a rate schedule isn’t in the contract, ask for it.
Onboard. You’ll get set up on the network’s dispatch software or app (Agero uses its free Swoop platform; HONK uses the HONK Partner app). Train your dispatchers and drivers on it before your first job.
Start taking jobs. Volume builds as the network learns your coverage area and reliability. Performance scorecards are real — response times and completion rates affect how many jobs you get.
The major nationwide networks: the list
Every entry below was verified from a public source. Where a signup path could not be verified, it says so — we did not invent application links.
No public application verified — contact through published provider channels
Set in contract, not publicly published
Coach-Net
Motor club (RV-focused)
No public application verified — contact through published provider channels
Set in contract, not publicly published
Paragon Motor Club
Motor club
No public application verified — contact through published provider channels
Set in contract, not publicly published
Roadside Protect, Inc.
B2B dispatch network / administrator
No public application verified — contact through published provider channels
Same-day via “Protect Today Paid Today” program
Safe Travels Motor Club
Motor club
No public application verified — contact through published provider channels
Set in contract, not publicly published
Agero — B2B dispatch network
What it is: The largest B2B roadside and accident assistance network in the U.S. Agero dispatches for insurance companies, automakers, fleets, and rental companies under their brands. Its own numbers: more than 30,000 tow and road-only jobs a day, about 14 million service events a year, 120+ client programs.
Who it serves: Insurance companies, automakers, fleets, rental companies, and their drivers.
Money notes: Agero states it pays providers twice a week and provides its Swoop dispatch software free. Per-job rates are set in the contract and are not publicly published.
Also part of Agero: Agero acquired the Urgently roadside platform (completed 2026) and the Swoop dispatch platform. Cross Country Motor Club, Agero’s motor club arm (founded 1972, 120+ million drivers covered under its programs), operates under the same group — you contract through Agero’s provider network, not separately with Cross Country. Urgently no longer runs a separate provider signup — its provider page now points tow companies to Agero, so you join through Agero.
Nation Safe Drivers (NSD) / Nation Motor Club — motor club + B2B
What it is: A motor club founded in 1962 that also runs B2B roadside programs for automakers, rental fleets, tire distributors, insurance companies, and affinity organizations. NSD combined with Questx in 2023. Its published figures: a network of 50,000+ service providers and over 2 million roadside events a year.
Who it serves: OEMs, rental car fleets, tire distributors, insurance companies, affinity groups, and individual members. Light, medium, heavy, and super-duty towing plus EV towing.
Money notes: NSD states providers are paid twice per week. Per-job rates are set in the contract and are not publicly published.
AAA — motor club (federation of regional clubs)
What it is: The oldest and best-known motor club in the U.S. — but it is not one national company. AAA is a federation of regional clubs, each running its own territory, provider roster, rates, and contract terms.
Who it serves: AAA members in that club’s region.
How to join: There is no single national AAA application. You apply to the regional club that covers your service area (find it through AAA’s office locator). Example of a regional club provider page: AAA Hoosier — hoosier.aaa.com/automotive/become-roadside-assistance-provider. Some clubs are actively recruiting; others have full rosters and may not be adding providers.
Money notes: Rates are set per club and are not publicly published. AAA Hoosier describes a base call rate plus incentives and prompt payment. Expect background checks and insurance verification as part of vetting.
Allstate Roadside / Allstate Motor Club — motor club
What it is: Allstate Roadside is the marketing name of Allstate Motor Club, Inc., a standalone roadside membership (no Allstate insurance policy required) covering the U.S. and Canada.
Who it serves: Allstate Roadside members, plus pay-per-use customers.
How to join: Allstate runs an Allstate Roadside Provider Network application: al.st/AllstateTowProviders (link published by Allstate itself).
Money notes: Per-job rates are set in the contract and are not publicly published.
HONK — B2B dispatch platform
What it is: An on-demand dispatch platform connecting stranded motorists with nearby tow and roadside providers through the HONK Partner app. You see job details before dispatch and choose whether to take the job.
Who it serves: Motorists requesting on-demand help, plus HONK’s business partners.
How to join: Sign up at joinHONK.com, then download the HONK Partner app and add your operators.
Money notes: HONK states 95% of payments go out via direct deposit or digital credit card within 24 hours of job completion, and there are no penalties for declining jobs. Per-job rates are set in the platform and are not publicly published.
Good Sam Roadside Assistance — motor club (RV-focused)
What it is: The RV world’s best-known motor club. Good Sam states a network of 30,000+ independent towing specialists and service providers, with coverage across the U.S., Canada, Mexico, Puerto Rico, and the U.S. Virgin Islands. Especially relevant if you run heavy-duty or RV-capable equipment. Good Sam Roadside Assistance is part of the Good Sam family of companies (formerly Good Sam Enterprises).
Who it serves: Good Sam members, heavily RV and trailer owners.
How to join: No public tow-provider application page could be verified. Contact Good Sam Roadside through their published provider channels and ask about joining the provider network.
Money notes: Per-job rates are set in the contract and are not publicly published.
Coach-Net — motor club (RV-focused)
What it is: An RV-focused motor club (Coach-Net RV, Inc.; Coach-Net Motor Club, Inc. in California) with a stated network of over 40,000 roadside assistance providers, covering the U.S., Canada, and Mexico. Known in the RV world for sending the right truck for big coaches, not just the nearest truck.
Who it serves: RV owners and their other personal vehicles.
How to join: No public tow-provider application page could be verified. Contact Coach-Net through their published provider channels and ask about joining the provider network.
Money notes: Per-job rates are set in the contract and are not publicly published.
Paragon Motor Club — motor club
What it is: A smaller nationwide motor club (25+ years in business) with a nationwide network of service providers across the U.S. and Canada. Sign-and-drive memberships: the member signs for covered services and the club pays.
Who it serves: Paragon members (drivers, plus RV/trailer and motorcycle options).
How to join: No public tow-provider application page could be verified. Contact Paragon Motor Club through their published provider channels and ask about joining the provider network.
Money notes: Per-job rates are set in the contract and are not publicly published.
Roadside Protect, Inc. — B2B dispatch network / administrator
What it is: A roadside assistance administrator (acquired by Bosch Service Solutions in January 2025) that runs towing and roadside programs for fleets, automakers, aftermarket companies, and insurance clients across North America. Its digital platform manages a partner network of more than 12,000 towing companies in the U.S. and Canada.
Who it serves: Fleets, automotive manufacturers, aftermarket companies, and insurance clients — plus their drivers.
How to join: No public tow-provider application page could be verified. Roadside Protect describes its service provider network on its Service Provider Info page — contact Roadside Protect through their published provider channels and ask about joining the provider network.
Money notes: Roadside Protect runs a “Protect Today Paid Today” program that pays in-network tow companies the same day of service via Comdata. Per-job rates are set in the contract and are not publicly published.
Safe Travels Motor Club — motor club
What it is: A standalone motor club based in Patterson, New York, specializing in white-glove roadside assistance for RV, horse trailer, and specialty vehicle owners, plus standard auto coverage. It runs its own in-house dispatch team and proprietary dispatch system.
Who it serves: Members and clients including RV and horse trailer owners, dealers, affinity groups, and insurance/warranty programs.
How to join: No public tow-provider application page could be verified. Safe Travels states on its homepage that it is always looking for new providers to join its nationwide network — contact Safe Travels through their published provider channels and ask about joining the provider network.
Money notes: Per-job rates are set in the contract and are not publicly published.
How the money actually works
Rates are set by the network, not by you. Every network pays off its own rate schedule. In general, motor club and dispatch rates run below what you’d charge a retail cash customer for the same job. The tradeoff is volume and fill-in work between your own calls. If a rate schedule doesn’t cover your operating cost on a job type, don’t take that job type — declining is cheaper than running at a loss.
Payment timing varies. Agero and NSD both state twice-weekly provider payments. HONK states 95% of payments within 24 hours of completion. Other networks’ payment timing is not publicly documented — ask before you sign, and get it in the contract.
GOA (gone on arrival). When you roll to a job and the customer is gone, the vehicle is already moved, or service is no longer needed, you’re in GOA territory. What a network pays for a GOA — full rate, reduced rate, or nothing — is set in its contract, and it’s one of the most common sources of provider disputes. Read the GOA clause before you sign.
Chargebacks. Networks can deduct money from your pay for customer complaints, damage claims, late arrivals, or paperwork problems. Every contract has a chargeback/dispute process. Know what it is, what evidence it requires (photos, timestamps, signatures), and how long you have to dispute one.
Performance scorecards. Networks track response time, acceptance rate, completion rate, and complaints. Low scores mean fewer jobs — or termination. Your dispatchers need to treat network jobs with the same urgency as your own calls.
Contract watch-outs
Response-time requirements. Most contracts set a maximum ETA and penalize late arrivals. Don’t commit to a territory you can’t cover in the required time.
Exclusivity. Most networks are non-exclusive, but read the contract. Some have territory or performance terms that effectively limit outside work.
Insurance requirements. The contract sets your required limits (typically commercial auto liability, on-hook, garagekeepers where you store vehicles, workers’ comp). Make sure your policy meets them — and that your insurance company will name the network as an additional insured or certificate holder if the contract requires it. Take the coverage quiz →
Equipment standards. Some contracts require specific truck types, winches, dollies, or safety equipment. Don’t sign for heavy-duty work if you only run light-duty trucks.
Termination. Know how either side ends the contract, how much notice is required, and what happens to unpaid jobs.
Who owns the customer. Network jobs are the network’s customers. Most contracts restrict you from soliciting them directly. Read the non-solicitation clause.
What about GEICO, Progressive, State Farm, and the rest?
Most insurance company roadside programs don’t contract directly with individual tow companies. They’re administered through the B2B networks above — mainly Agero and NSD — which dispatch the work to their provider networks. If you want insurance-company roadside volume, signing up with Agero and NSD is how you get it. There is no separate “GEICO provider application” to fill out.
How do I get motor club contracts for my tow company?
You apply to each network's service provider program. Every network has its own application, vetting, contract, and rate schedule. There is no single application that gets you into all of them. The list on this page has each network's verified signup path.
How much do motor clubs pay tow companies?
Rates are set by the club or network in its contract and are not publicly published. In general, motor club and dispatch network rates run below what you would charge a retail cash customer for the same job, in exchange for steady volume. Get the rate schedule in writing before you sign.
What insurance do I need to join a motor club?
Typically commercial auto liability, on-hook coverage, garagekeepers where you store vehicles, and workers' comp where you have employees. Exact limits are set in each network's contract, so check the contract, not a blog post.
Can I work for more than one motor club at the same time?
Usually yes. Most networks are non-exclusive, but read each contract — some have territory or performance terms that effectively limit how much you can take elsewhere.
Is motor club work worth it for a tow company?
It depends on your operation. Motor club and dispatch work gives you steady volume and fills dead time between your own calls, but at rates the network sets and with strict response-time and performance rules. Most operators who make it work treat it as a filler, not the whole business.
Informational only — not legal advice and not a quote. Network rates, payment terms, and contract details are set by each network and change — confirm the current rate schedule and contract terms with the network before you sign. Requirements change — confirm the exact limits with your state DOT / public utilities commission and your insurance company before you buy.