These terms cover your use of ryansellsinsurance.com. By using this website, you agree to them. If you don’t agree, please don’t use the site.
Ryan Sells Insurance is the website of Ryan Leavitt, a licensed insurance agent based in Miami Beach, Florida, serving towing and recovery companies in all 50 states. This site provides information about towing insurance and a way to contact us about it.
Everything on this site is general information. Nothing here is a quote, an offer of insurance, or a binder. Prices, ranges, and examples are planning figures drawn from published sources, not a promise of what any insurance company will charge you.
Insurance coverage exists only when an insurance company issues you a policy or a written binder. Coverage is never created by visiting this site, submitting a form, using a tool, or chatting with us.
The state requirements lookup, workers’ comp lookup, coverage quiz, fuel calculator, and rotation checklist are starting points built from public sources. Requirements change, state figures can be superseded, and local rotation agreements control their own terms. Verify the exact requirements with your state and your rotation agreement before you buy.
Tool results are estimates based on what you enter. They are not advice tailored to your operation — coverage decisions should be made with a licensed agent who knows how you run.
When you submit the callback form, message us, or use a tool’s email feature, you agree that we may contact you about your request by phone, text message, or email.
Contacting us does not by itself create insurance coverage, and it does not obligate any insurance company to offer you a policy.
Ryan Sells Insurance offers a text messaging program for people who ask us to contact them. By giving us your mobile number — for example, by submitting the callback form on this site, texting us first, or asking us during a call or message to text you — you agree to receive text messages from us about your request, your quote, and your insurance.
Your mobile number and your text messaging opt-in are handled as described in our Privacy Policy: mobile information is not shared with third parties or affiliates for marketing or promotional purposes.
The chat assistant on this site (Tony) is a virtual assistant, not a person and not a licensed insurance agent. Its answers are general information, they can be wrong, and they are never a quote, a binder, or a commitment by us or by any insurance company. Anything that matters should be confirmed with our team.
Documents you upload through the chat are handled as described in our Privacy Policy.
The text, design, and layout of this site are © 2026 Ryan Sells Insurance. You may read and print pages for your own business use. Please don’t republish the site’s content or copy its design for a competing business without permission. (Public facts, such as state minimum limits, belong to everyone — our wording and presentation are what’s ours.)
We link to sources, state agencies, and platforms such as Facebook, Instagram, and Google. We don’t control those sites and aren’t responsible for their content or their privacy practices.
This site is provided “as is.” We work to keep the information accurate and current, but we don’t warrant that it is complete, error-free, or always available. To the fullest extent allowed by law, Ryan Sells Insurance is not liable for damages arising from your use of this site or your reliance on its content.
How we collect, use, and share information is covered by our Privacy Policy, which is part of these terms.
We may update these terms; the current version will always be posted here with its date at the top. These terms are governed by Florida law.
Ryan Sells Insurance — Ryan Leavitt, insurance agent. Based in Miami Beach, Florida; serving towing companies in all 50 states.
Email: [email protected]
More tools: state requirements lookup · workers’ comp lookup · coverage quiz · fuel cost calculator · rotation checklist
These terms cover the use of this website only. They are not an insurance policy, and they don’t change the terms of any policy issued by an insurance company.