Kansas requires wrecker services to hold a KCC certificate of public service, with an intrastate liability floor of $100,000/$300,000/$50,000. The state sets no on-hook, garagekeepers, or cargo minimum — the figures in circulation are municipal only.
Law: KSA 66-1,128(a); K.A.R. 82-4-3n · KSA 66-1,128(b), 66-1,128(c); K.A.R. 82-4-24a(b), 82-4-24a(d); 82-4-23(c)
Weight / class variation: KCC may require higher reasonable amounts by rule; no GVWR tiers in the statute
Wrecker/towing service requires a KCC certificate of public service (KSA 66-1330; definitions at 66-1329). Private wrecker service (towing one's own vehicles) is excluded from the definition. No state on-hook, garagekeepers, or cargo minimum in the governing provisions; the only Kansas on-hook/garagekeepers figures found are municipal (e.g., City of Mission Code Ch. 330: $50,000 on-hook/cargo, $75,000 garagekeepers, $500,000 CGL/auto) — city-only, not statewide. Municipalities set their own tow-insurance figures — city/county/rotation requirements may exceed the state floor. Verified 2026-10-14: all fields resolved (figure or confirmed absence).
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Not required doesn’t mean not liable: if you don’t carry workers’ comp — even where it isn’t required for you — an injured worker may be able to sue you in court instead of being limited to comp benefits, because the exclusive-remedy shield generally depends on having coverage.
Minimums are the legal floor, not a recommendation — most operators carry more. Your operation (light-duty, heavy-duty, repo, rotation, motor club) decides which coverages fit. Take the coverage quiz →
Rotation is a local contract, not state law. Rotation agreements commonly require auto liability around $1,000,000 CSL, on-hook/cargo $50,000–$100,000, garagekeepers $50,000–$500,000, and the agency named as additional insured — check your agency’s agreement for its exact terms. Rotation readiness checklist →
More tools: state requirements lookup · workers’ comp lookup · coverage quiz · fuel cost calculator · rotation checklist
Informational only — not legal advice and not a quote. Requirements change — confirm the exact limits with your state DOT / public utilities commission and your rotation agreement before you buy. Minimums are the legal floor, not a recommendation — most operators carry more.