Commercial auto
Liability and physical damage options for wreckers, rollbacks, service vehicles and support units.
Hi, I'm Ryan.
Tow truck insurance, from someone who knows towing.
I help tow operators protect their wreckers, rollbacks, and roadside fleets — without making you explain your business to a generalist.
A real person responds Monday–Friday, 9:30 AM–5:30 PM Eastern.
Call or message Ryan on Messenger Request a CallTakes 30 seconds — we'll call you back shortly.
Talk to a real specialist — not a call center
New towing businesses welcome
One-truck to multi-state fleets
Towing-focused guidance
Backed by a Top 40 U.S. insurance agency
Not sure what your state requires? Check your state's tow insurance minimums →
Built for the
towing business
towing business
20+ Years in Insurance
Licensed in All 50 States
Towing Insurance Specialists
01 / COVERAGE
The protection your operation depends on.
A towing policy is more than commercial auto. The right package considers your trucks, the vehicles you transport, your lot, your shop and the ways each part of the business creates risk.
On-hook towing
Protection for customers’ vehicles while they are attached to, transported by or being handled by your tow truck.
Garagekeepers
Coverage for vehicles in your care at the yard, storage facility or shop—where on-hook coverage may no longer apply.
Business protection
General liability, workers’ compensation, property and umbrella options to protect the operation beyond the road.
02 / OPERATIONS
From light-duty calls to heavy recovery.
Every fleet has a different mix. Start with what you operate and where the trucks run; Ryan will help organize the coverage conversation around it.
Light-duty wreckers
Rollbacks & flatbeds
Medium & heavy towing
24/7 roadside service
Storage lots
Recovery operations
03 / THE PROCESS
Clear steps. No wasted motion.
Start with a short overview. From there, Ryan can identify the information needed for a complete submission and help you move toward the right available market.
Tell us about the fleet
Share your state, unit count, towing mix and current coverage situation.
Build the submission
Organize driver, vehicle, loss and operations details so underwriters get a clear picture.
Review the options
Compare available coverage, limits and terms—not just the premium at the bottom.
04 / START HERE
Ready to talk towing insurance?
Send the basics and Ryan will receive your quote request by email. Prefer a conversation? Message through Facebook Messenger or request a call.
Skip the call — Apply online →
Pricing usually within 24 hours — no loss runs needed to start. The most competitive pricing may require loss runs later.
A real person responds Monday–Friday, 9:30 AM–5:30 PM Eastern.
Call or message on MessengerTakes 30 seconds — we'll call you back shortly.
ABOUT RYAN
Meet your towing insurance specialist.
Ryan Leavitt
Ryan has spent 20+ years in insurance — starting at Sentry Insurance in 2004, then working at some of the largest global brokerages. Today, he serves as Agent & Vice President, leading his transportation insurance team.
Ryan has been with Robertson Ryan since 2012 and owns his book of business — so you're his client, and you'll deal with his service team, who knows your account — not a call center. Behind him is Robertson Ryan Insurance, ranked 39th on Insurance Journal's 2026 Top 100 Property/Casualty Agencies list, and serving clients since 1960.
Here's what matters to you: Ryan and his team live and breathe towing insurance. Every member of his transportation team carries 10+ years in the business. They don't sell generic policies — they build coverage around how tow operators actually work: on-hook, garagekeepers, auto liability, cargo, the works.
Tow operators pay some of the highest premiums in commercial auto. Ryan's team hunts down the right markets and structures coverage that keeps costs down without leaving gaps that bite you at claim time. That approach has helped Ryan build one of the fastest-growing transportation insurance teams, adding hundreds of new towing clients every year.
If you run tow trucks, this is what they do all day, every day.
05 / QUESTIONS
Before you start.
A few details help make the first conversation more productive. If you do not have every document ready, start with what you know.
What information will I need?
Typically: a vehicle schedule, driver list, loss runs, current policy details, coverage limits, operating radius and a description of the services you provide.
Do you work with new towing businesses?
Yes—new towing ventures are welcome. We know which markets write new tow operations, and we can get you covered.
Can you insure a fleet in more than one state?
Ryan is licensed in all 50 states and can discuss multi-state operations. Carrier availability, filings and coverage terms vary by risk and jurisdiction.
Can I get coverage for customer vehicles?
On-hook towing and garagekeepers coverage address different phases of customer-vehicle custody. The right limits and terms depend on the vehicles you handle, where they are stored and the services you perform.